No Savings!

[Shamrockdave2003]

Hi Guys,

Hope you can help with this, my wife is applying for spouse visa a the moment.

Question 6.16 - do your or your spouse have any savings?

Well we dont......is this gonna be a serious black mark against us?

Thanks in Advance

SD

[Win2Win]

Well we dont......is this gonna be a serious black mark against us?

Possibly, probably, who knows what they think these days, but you should have around £2000-£3000 in the bank just in case, even if it was only put in form a CC, loan, etc on the short term......It still shows them you have instant cash available. Always best to cover all bases, so you are not throwing the visa money away.

[walesrob]

Hi Guys,

Hope you can help with this, my wife is applying for spouse visa a the moment.

Question 6.16 - do your or your spouse have any savings?

Well we dont......is this gonna be a serious black mark against us?

Thanks in Advance

SD

I had no savings when Elsa's spouse visa application was made, and it wasn't a problem.

[Win2Win]

I had no savings when Elsa's spouse visa application was made, and it wasn't a problem.

Your Welsh The word 'pity' sprang to mind

Is it worth gambling the visa costs these days though, they've gone up a bit since you got them Rob

Up to Dave what he does, haven't you got an ISA's, stocks, etc? They all count as savings.

[Shamrockdave2003]

Frayed knot.............ah well, i 'll have 2 give this some thought then

Cheers

SD

[andypaul]

The other point to bear in mind is you really do need a few quid in the bank to help a person from abroad settle in.
aybe not 2-3k but a few quid.

New Clothes (even if the basics are brought over very few phills have an extensive autumun/winter colllection in the walkin wardrobe back in phill)
heating bill.

The Wife also needed a few quids worth of Cosmetics and moistusedodas
possibly some soap or items from the local phill shop which will cost a good few quid more than equivalents bought here. We went to Boots (get one of there points cards so you get some of the money back and look out for double or triple days so you get more points back. Most women from such as a humid country as phill skin will go crazy (notice the difference when your there for us mere blokes and just imagine the hell for some ladies)Its not a vanity thing it will seriously distress many women if their skin doesn't feel good and i know my wife had a mild outbreak of spots which was partly due to the stress of the new enviroment.
The Wife also needed new nail cutters and other footcare marlarky which put the first boots bill to about 80 quid

However much you insulated wear thick jumpers indoors the thermostat will need to creep up a bit in winter and possibly summer if its like this one.
If your wife is at home she will need cash to spend not much but it soon tots up if she wants to just pop to local shops on the bus with oyster card top up etc.

Foods from home my Wife when she gotta over had the strangest cravings for foods that cost a few quid.

The telephone calls even with the cheapest phone call service will still cost a little some months for one reason or another. My Wife once or twice forgot to add the extra code on to divert though the cheap calls service so on our mobile the wife dialled up phill on a mobile (thankfully i have a discount on international calls on our mobile phones but it still cost a few quid.

If your wife wishes to take a course it will cost far more than for a resident.


I know im stating whats plan to see but just a warning to those going though the process you do need budget a few quid trust me.

So if you show that you have budgeted for your wifes move over you maybe able to get away with less

[Win2Win]

Remember that fish costs more than gold now......

[Alan]

I know how you feel now Dave - I have the same worries.

Al

[andypaul]

Remember that fish costs more than gold now......

The extractor fan, a few galleons of vinegar, nuclear protection suits and oxygen tank also need to be taken into consideration.

[Win2Win]

The extractor fan, a few galleons of vinegar, nuclear protection suits and oxygen tank also need to be taken into consideration.

Even better if you live in a communal building, you have to buy everyone oxygen and NBC suites

[vbkelly]

Hi Guys,

Hope you can help with this, my wife is applying for spouse visa a the moment.

Question 6.16 - do your or your spouse have any savings?

Well we dont......is this gonna be a serious black mark against us?

Thanks in Advance

SD

saving is not a problem,as long as do you have stable job to provide the needs of the family

[aug06_2006]

I agree of Mr. Win2win he was right you should have around £2000-£3000 in bank. My experienced, I used the Agency when I applied my fiancee visa and agency was told me about that amount also. Well well well, not the same situation of mine be4..Good luck to your wife!

[aromulus]

Hi Guys,

Hope you can help with this, my wife is applying for spouse visa a the moment.

Question 6.16 - do your or your spouse have any savings?

Well we dont......is this gonna be a serious black mark against us?

Thanks in Advance

SD

Borrow from your bank, say............... £2.400... as an overdraft.
On the understanding that you will take only it out of that deposit account if "the car of dreams come to an auction" near you... Or Ebay...

Get a statement showing the amount in credit, couple of days later return the money, very little charges, if any at all...

And "Bob's your uncle"....

[ervenescence]

Hi Guys,

Question 6.16 - do your or your spouse have any savings?

SD

Hi SD,

I don't think savings is a serious issue with regards to applying a spouse visa. When I applied 3 years ago, I ain't got any savings with me and so did my husband because we been spending a lot on our wedding and he got 6 times trip to the Philppines before we got married and lots of other expenses. So the bank wasn't healthy, I think as long as you've got a job and have evidence out of that, like wage slip for 6 months and you have a house for her to stay in the UK, then you will be fine.

Goodluck